In South Carolina, a Form 16A workers’ compensation settlement is one option for injured workers who have finished treatment. They must have reached maximum medical improvement (MMI). When an injured worker reaches MMI, i.e., the stage when the treating doctor believes the injury will not improve, attention turns to settlement. With a Form 16A settlement, the injured worker can receive permanent partial disability (PPD) compensation. They can keep future medical care open for a limited time, or in some cases, for life.
After MMI, the authorized treating physician typically issues a permanent partial impairment (PPI) rating. This is under the American Medical Association Guides to the Evaluation of Permanent Impairment. This rating measures physical loss of function but serves only as a starting point. The South Carolina Workers’ Compensation Commission often “bumps” the rating upward. They do this to reflect ongoing pain, discomfort, and work restrictions. The Commission then applies the statutory schedule of weeks for the affected body part. This is used to calculate the PPD award.
What about specific types of injuries?
In some instances, there may be a claim for PPD for burn scars or disfigurement. This applies to the face, head, neck, or other areas normally exposed in employment. Additionally, PPD may be awarded for internal organs or members, such as heart, lung, ribs, or teeth.
A Form 16A settlement pays that award and leaves the door open for additional medical treatment if the treating physician anticipates future care. To protect this right, the doctor must document the need for continued treatment on a Form 14B. Without that indication, an insurance carrier may close the file one year after the last payment of benefits.
What should you do?
Choosing a Form 16A settlement provides injured employees in South Carolina with compensation and ongoing medical protection. A skilled workers’ compensation lawyer can evaluate the full value of your case. They can ensure that you receive the maximum PPD award. Moreover, they can protect your right to future medical treatment.
If you’ve been injured at work in South Carolina, our experienced team is here to help. Contact us today for a free consultation—your recovery and peace of mind are our top priorities.